Education In Gurgaon

Thanks to the educational policies of Haryana and Central government, Gurgaon is emerging fast as an educational hub in India. Due to this, education in Gurgaon is on a high rise. The government is trying its best to find different ways to establish educational institutes in Gurgaon so that a huge crowd could move from the nearby city of Delhi.

Gurgaon has a prominent population. In order to pass this rich educational heritage to the next generation, the government is trying to provide good educational facilities to the residents of this city. The government is trying to build good infrastructure in the city so as to attract good investment especially in the field of education.

Gurgaon city has some of the country’s top primary and secondary schools which have a vast number of students studying in them. The schools in Gurgaon have increased corresponding with the number of students, as there is a rise in demand for quality education. Gurgaon Schools are usually in the top list of schools from all over the country as they have adopted new teaching methodologies and learning aids. This helps the keep track of the latest developments in the field of education

Some of the main schools in Gurgaon

Euro International School: One of the top schools in Gurgaon, Euro International works towards creating a good batch of individuals on a daily basis. It maintains the same high quality standards set by the other educational institutes

Summer Fields school: The school was started by the DLF management in 1987. It now possesses four nicely designed buildings with a team of dedicated professionals

The city also has some excellent engineering colleges and institutes to meet the demands of high quality education. Some of the colleges in Gurgaon have crossed par excellence in delivering the quality of education that is expected from them. It includes most of the engineering colleges. Engineers play a very important role in the development of any country and Gurgaon plays an important part in it. The city nourishes them by providing high quality colleges.

Some of the important engineering colleges in Gurgaon are:

• Dronacharya college of engineering

• Gurgaon college of engineering

• Institute of Technology and Management

• Ansal institute of Technology

Apart from all these educational institutes in Gurgaon, the city also has a lot of management institutes. These institutes are counted among the top run management institutes in the country. One of the advantages of being part of these institutes is that the students are also exposed to observe the high profiled people of the corporate world during their visits. Conversely, these corporate when looking out for the best trained talent can pick a lot from these institutes.

Some of the management institutes in Gurgaon

• Management Development Institute

• Institute for International Management and Technology

• Alogol School of Technology

• Amity Business School

• Gurgaon Institute of Technology and Management

Today India is one of the leading countries that produce computer and IT professionals in large numbers. Gurgaon is one of the cities that have software and hardware professionals in huge numbers. It has many institutes offering software and hardware courses and the latest network administration technology to provide job security to the students. Most of these institutes provide on-campus placements facility for the well-being of their students.

Start Your Own Home Based Business – 5 Things To Know Before Starting

If you are serious about making money without having to go to a job everyday, you can start to build your own home-based business today and break-free from the shackles of having a boss, having no free time, and having to be somewhere when you would rather be at home with your friends and family.

When you are someone else’s employee, you have a boss to tell you exactly what to do and when to do it, but if you want to be your own boss, you will have to have the ability to initiate your work and stick to it everyday so that you can get things done. That brings us to the first thing you should know before starting your own home-based business:

#1 – Self-starter

If you want to start your own business, you have to be someone who is willing to take action. Not only do you have to take action to get it start, but you have to take action every single day so that you can take your business to the next step. If you have the ability to be a “self-starter”, you will be able to take initiative to get things going.

#2 – Hard worker

Someone who hopes to achieve any success with their own home-based business has to be a very hard worker. Not everyone can work hard continually even when they are getting no immediate rewards, so be sure that you know you can keep working hard even when you run into roadblocks and things that seem to slow down your progress.

#3 – Dedicated

You cannot expect to achieve success if you aren’t fully committed and dedicated to growing your business and sticking with it for the long-haul. Business is like raising a child, you have to nurture it daily and only then will it slowly grow into something that will be fully functional on its own.

#4 – Time factors

Starting and building a business takes plenty of time, both at the beginning and at the latter stages of your business. In order to get it off the ground, you should expect to take hundreds of hours of time, so if you are starting it as a part-time project, expect it to take a year or so before you start to see any substantial income. On the other hand, should you be doing this full-time, you may only need a couple months before you see any returns.

#5 – You have to enjoy your business

No matter what your goals may be, you won’t be able to stick with something long-term if you don’t enjoy what you do, so be sure to pick something that you enjoy and can see yourself doing for the rest of your working life.

Home Based Business Leads – 9 Reasons You Should Never Buy Them

If you ever plan to succeed in network marketing you absolutely have to master the skill of exposing a lot of right people to your unique business opportunity. Still too many people today are trying to solve this problem by buying home based business leads and eventually find themselves run out of money, frustrated and without a single soul that joined their business. In this article I’m going to show you exactly why your business can quickly disappear should you decide to invest money in home based business leads.Reason #1 You spend too much money instead of making moneyThe reason you got involved in network marketing in the first place was to make money. Yet buying leads is going to cost you anywhere between 4 and 7.5 dollars and even more per lead. If you were to succeed with this strategy you need to spend AT LEAST 500$ a month with results not even close to what is possible in this industry.Reason #2 The leads are generic and not interested in your companyThose leads are created when they fill out a survey and what it means is that they are in general interested in home based business opportunity most of the time out of simple curiosity. They are not interested specifically in your opportunity and most of the time does NOT want to work in network marketing company in the first place. So calling those people is like trying to sell a hamburger to a vegetarian.Reason #3 Facing rejectionWhen you call these leads you send a signal that you need them, that you want to sell them something and you are going to face a lot of rejection. Don’t take it personally, it’s just because those leads are not targeted.Reason #4 You are killing your timeIt’s not worth your time and effort to call every single day to 100+ leads. Trust me on this you’d better spend your time with the family instead of chasing people over the phone.Reason #5 It’s not duplicatablePut your team in the position of spending a lot of money, facing a lot of rejection, and piling up their debt and you are going to get the perfect recipe for going out of business before it even started.Reason #6 You are doing the sorting process yourselfWhen you call home based business leads you are like the answering machine asking the same questions, repeating the same information many times in order to sort through all the sand in order to find the gold. No one promised you an easy life, right?Reason #7 Creating relationships with people you don’t now it’s toughPeople that you’re calling don’t know you so don’t expect them to listen to you just because you called them.Reason #8 You are not the only one who calls those leadsMany home based business lead companies promise you that you get the most responsive, high quality, unique leads. However since it cost them money to generate those leads, and they want to make a profit, they sell the same leads to 8 other people. Don’t be surprised when someone tells you that you are the number 5 person who called him today.Reason #9 You are chasing peopleThis is the most important reason of all. When you call those people trying to convince them to do something for you, you are perceived as someone who needs them and it’s not so attractive. You will see how much of a difference it is when people are actually chasing you. I hope now you understand why it’s a mistake to buy home based business leads. If you are buying leads right now, it’s not your fault. You just haven’t been taught way more effective ways to market your business.I couldn’t possibly state all the reasons in one short article. If you want to get more information on how to avoid buying leads and get your own free targeted leads, make sure to follow the links right below.

Here’s How to Build Your Online Home Based Business

Online home based business is booming nowadays. Most of the time setting up this business does not need a lot of money, it is simple to establish and have lesser financial risk as compared to the standard “brick and mortar” type of business. If you want your online business to be successful, here are some secret steps that you can take:Create your websiteSince you’re setting up an online business, the first thing that you must do is create your own website. This is because, this will be your main base for your business, this is where your customers as well as prospective clients will go and transact business with you.In this case, it is very essential to make your website not just visually attractive but highly functional too. And make sure that your site guest will easily find your contact number and instructions for ordering. If your site is easy to browse, your guest will most likely perform a more desirable action like placing an order.The use of your website should transcend the idea of merely telling and updating your site visitors about the services and products that you are offering. Your website’s chief objective must be conversion. This means, you should be able to get your guests to take some kind of move that will convert their visit into a good buyer-customer relationship or sale. And so, ensure that you’ll place your contact information in all your web pages.Advertise you websiteWith online home based business, if you can draw more visitors to your website, you will have higher chances of making sales. Moreover, as the majority of internet users make use of search engines such as Yahoo and Google to locate some products, see to it that your website is optimized for search engines. This optimization or SEO is done by adding certain keywords on your site.The right keywords to use are the words or phrases that you think will be used by people to find products like the one that you have. Once you have figured out what these keywords should be, use them often on your site.Adding a blog on your site is helpful too. However, do not simply write about your business or yourself but write about subjects that will surely interest your prospective customers. Make sure that your articles are informative and will entice your visitors to come and visit your site again. Also, be sure that your keywords will appear on those articles that you will produce.Offer customer serviceYou must know that businesses online will either subsist or pack up depending on how good their customer service are. When a customer has bought any of your products, be sure that the item will be delivered on time and packed properly. It is also a good idea to make the shipping or delivery free of charge. You can also include any free item or sample product with every order.Never ignore e-mails and calls, always reply back the minute that you’ve got them. This is to take in hand any complaints or problems that your customer may have, without delay. Providing excellent customer service is very important in the same way as the superiority of your product. Many times, it is the superb customer service that encourages customers to return for more.All of these are only some of the basics for any online home based business. You can get more tips and information if you will research online. When you do your research, you’ll be just a few steps away from discovering the secrets for having a flourishing business plan for your online business.Offer customer serviceYou must know that businesses online will either subsist or pack up depending on how good their customer service are. When a customer has bought any of your products, be sure that the item will be delivered on time and packed properly. It is also a good idea to make the shipping or delivery free of charge. You can also include any free item or sample product with every order.Never ignore e-mails and calls, always reply back the minute that you’ve got them. This is to take in hand any complaints or problems that your customer may have, without delay. Providing excellent customer service is very important in the same way as the superiority of your product. Many times, it is the superb customer service that encourages customers to return for more.All of these are only some of the basics for any online home based business. You can get more tips and information if you will research online. When you do your research, you’ll be just a few steps away from discovering the secrets for having a flourishing business plan for your online business.

Challenges of a Home Based Business

Contrary to popular belief, those who work from home, or to be more specific, have their own Home Based Business, are successful. In 2004, the Bureau of Labor Statistics released a report that there are 7 million people that are working from home in the US alone. That was five years ago, imagine how many more successful people are there in the US alone now, those who are successfully working from home.There must be something good about having your own Home Based Business for such a large number of people doing it and successfully at that. How do you make yourself one of them though? Being disciplined would be a good start.The honest truth is, having your own Home Based Business doesn’t come without its challenges. The term ‘motivation’ takes on a whole new level of meaning. You are now no more an employee on the monthly payroll. Instead, you are now an employer and employee, all rolled into one. You no longer have a boss who tells you what to do and who has the power to fire you. You also no longer have a subordinate whom you can delegate mundane tasks to.You will now play the role of management in your Home Based Business. You’ll be in control as its now your Home Based Business that you’ll be running and well, everything that happen or doesn’t happen will be your problem. It’s from this control where you’ll get your motivation. Motivation will tell you what work needs to get done and self discipline will make sure you get that work done.In your Home Based Business, all you ‘office equipment’ is right there; your computer, phone and fax. You don’t ever have to leave you home now, because well, your home has also become your office. This is where the tricky part comes in. You have to find the right balance for yourself, as to when do you actually do the office work, that is work on your Home Based Business, and when do you do your household duties. To overcome this tightrope, its best to actually set yourself ‘working hours’.These working hours are entirely up to you. It can be early in the morning or even late into the night, depending on what else you have going on in your life. Whatever you decide, it’s important that you stick with those hours and actually work on your Home Based Business at that time. This discipline is important as it not only sets the momentum going, it also give you and you clients guidelines as to when you are available to talk business.The common sense here is, to be truly successful in your Home Based Business, you musty truly work.On the other hand, when everyone else is physically away in an office and your office is actually your home, family and friends tend to jump to the conclusion that just because you are at home everyday, you have tons of free time in your hands. They will then start thinking that you’re free to help then do stuff that they can only get accomplished during the weekends, etc. Family commitments like children and duties around the house will easily lure you away from your Home Based Business.This is where more discipline comes into play and you have to put your foot down and say ‘NO’ to these distractions. This is where your set working hours will help you decide what you can and cannot do. With a little bit of persistence, your family and friends will start to understand your Home Based Business better. As long as you keep giving in to these distractions, your cash flow will be affected. Hence, discipline plays a vital key in making your Home Internet Business a successful one.

Success in the Home Based Business Industry

Success in the home based business industry is a process and not an event. Even those seemingly overnight successes were anything but. It took months-maybe even years-of preparation, hard work, and determination to make that home based business work. To the outside, it looks as though the success happened overnight, but it truly never does.So why do people persist in thinking this? It’s the downfall of living in a microwave society! We are used to having things fast and easy-not necessarily high quality, but that’s another story. We can log on to the Internet at any time and find anything we want. There’s instant movie on demand ordering, drive through meals, ATMs in case we need cash at midnight.This has effected how people view success in their home based business. They expect to start today and be rich tomorrow. Anyone call tell you that doesn’t happen.In fact, the expectation of instant success is so powerful that people will just dive into an MLM home based business opportunity with no parachute-no alternative means of supporting themselves until the business takes off. When overnight success doesn’t happen in their home based business, they decide to quit.The real problem is that they didn’t do their due diligence to choose a better business model-a model that could help maximize their earning potential with fewer headaches.You see, a home based business is just like any other business. It has to be sustainable; it has to have a large enough target market willing to pay the price of the product or service; and it has to have an effective way of marketing the product or service to the target audience. Check it off your list: If the home based business model you are looking at doesn’t have all three of those elements, it’s not going to work, trust me!You also need to look at volume of sales in your home based business. If the product is priced low, you are going to have to sell a large volume to have any hope of making money. If it’s priced high, you don’t need very many sales to sustain your business.Once you do find the right home based business opportunity, you need to put in the work. Don’t just slap up a website and think that customers will blow your doors off. You need to build a brand and make it visible and compelling to qualified prospects. And guess what? This takes time. Success is a process-not a one-time event.Look at Donald Trump. After his first success, did he stop? Absolutely not! He kept going, kept building new properties. He didn’t stop there, either. He signed on for the TV show. He kept going! To this day, he is still releasing books, still building his brand. He knows that success is a process, not an event.Test this out for yourself. Find a successful person in the home based business industry. Ask them what they think-was their success a one-time deal or an ongoing process? I’m betting 10 out of 10 will tell you it’s a process-and you can never quit. When it comes to success, there is no finish line! Join a community of successful entrepreneurs who are creating substantial monthly profits in record time by using this Successful Business System!

Acquiring Your Own Home Based Business Leads

Home based business leads are of utmost importance when it comes to successfully running and growing your own business, and there are a variety of ways that one can go about in getting these leads, ranging from purchasing the leads themselves to the actual self marketing and acquisition thereof.So many of us dream of the possibility of starting and running our own home based business, and although it may well be somewhat of a challenge, it is far from being impossible or unachievable. The level of desire and commitment that one has to achieve this goal or objective will in all likelihood determine the success or failure of such a venture. Within this process of growing the home business is one of the most important aspects of home based business leads, or otherwise referred to as prospects. These are the individuals or companies that one would normally target in terms of presenting your product or service to and aiming to close a sale with these folks to ensure that you are meeting your sales and revenue targets. Without customers and sales where applicable, a business whether it be home based or not is literally dead in the water.Going about getting the home based business leads for someone operating from home may at first prove to be a little more challenging, largely due to the fact that there is less interaction with others when working from the isolation of one’s home. But this can be changed, and is totally within the home based entrepreneur’s control, as he or she can choose to get out into the market place via networking opportunities and build up from there. Often times the fledgling business may fail because of the lack of such social and professional interaction and therefore the importance thereof is vital. This interaction can take the form of social get-togethers, local business member meetings such as Chambers of Commerce, associations and societies, as well as through local sports clubs. These places are normally teaming with prospects, especially like minded business people and owners that are also looking to expand their businesses.Alternatively the telephone book has often been used as a source for all types of leads, so why not give the local book a try to acquire some of your own home based business leads, it is at the very least a starting point and may lead onto bigger customers and contracts too. By establishing a solid base or foundation within your business, albeit from a cold calling perspective you will place yourself in a position to succeed, whilst growing your confidence during this phase. The most important point here is that you cannot let yourself get down and continue to seek out those valid and qualified leads on a daily basis.Making it a daily habit will make it easier, and you will soon come to realize that it is a numbers game in terms of getting the leads, and then closing the sale. Home based business leads will ensure your ultimate success and you can literally never have enough of these valuable ‘commodities’ in your own business.

Property Management Rental Tips To Mitigate Risk On Your Investment

There are a many people in the financial services advice industry who advocate investing in the property market will provide a huge number of benefits including large profits for the investor.

With this knowledge, the property market has become a very attractive proposition, particularly to the more high- end investor looking for the best returns.

In saying that, there are a lot of Mom and Dad investors who are now considering property rental as a wise investment to future-proof their retirement.

Nevertheless, as with any other form of investment the real estate market is not without its pitfalls and indeed carries many risks especially for the novice investor.

So – how can you mitigate the risk on property investment? It’s simple – work with a specialist.

Any time you are investing your hard-earned cash and looking for good returns and especially when buying property for rental purposes an established property management rental company is where you will find the most benefit.

A good property manager will have current market knowledge of property and locations where you can get the most gains to mitigate the risk and make a sound investment.

They will be able to give your current information on rental properties and information and advice on the following:

current market knowledge of property and locations where you can get the most gains
up to date information on supply and demand in all areas, prices and styles of property rental in the marketplace
confidence that the property has been priced correctly
know the best way to market the property you are considering investing in and how to get it tenanted quickly and with reliable tenants
be able to interpret the law and communicate to you the legal responsibilities of a landlord and tenant
establish credit checks on prospective tenants on your behalf as they have access to special credit checking services that will expose any tenants with a bad credit rating or are flagged as undesirable tenants
most respected property management rental companies will belong to a group of property professionals where they can get legal advice, up to date training, attend conferences and share anything new information of interest to the property market and their investors
have a database of qualified and respected tradesmen they work with regularly to carry out repairs to property on your behalf
regular inspections, reviews and reporting on your rental property to ensure your investment is maintained in the best possible manner
With a professional managing your investment, you will never have to worry about calls from tenants when you are away or unavailable during the day. All calls and problems are handled by the management company and responded to with urgent problems being attended to within 24 hours.

So for anyone who is considering property rental as an investment for your future make it a priority to consult the professionals.

Remember the old saying “penny wise and pound foolish”… it would be a mistake to invest thousands of dollars in a property without investment a small amount of time in some sound advice by someone who knows the property market and can give you the best value.

Purchase of Real Estate in Germany

The actual and legal conditions for a real estate purchase in Germany differ considerably from those in other countries. The transfer of title is carried out in two steps: The conclusion of the purchase contract and the entry of the transfer of title into the land register.

The Land Register

The land register (Grundbuch) is administrated by the Land Registry at the particular Local Court. The function of the Land Register is to inform the public about the legal relationships in regard to a specific parcel of land. Albeit being a public register only such individuals gain access to it who can demonstrate a justified interest, e.g. banks and other creditors, public notaries, estate agents and potential purchasers.

In order to review the legal situation, each potential buyer is well advised to demand an actual extract of the land register. It is a basic feature of the German real estate law that transfers of ownership is effected by the transcription of title in the land register. Any individual who is nominated in the register is always and automatically the lawful owner of the property. Due to its publicity, the contents of the sheets are ascribed public faith and credit. As a consequence, everyone can rely on their accuracy and further research regarding the title held by the seller need not to be carried out. I

Each property has to be registered on a separate sheet. Past entries in the sheets are deleted by the officers of the Land Registry by underlining them in red. The files attributed to each sheet contain all relevant deeds regarding present or future entries in the register.

Every sheet is divided into an inventory listing (Bestandsverzeichnis) and three sub-sections (Abteilung). The inventory listing identifies the cadastral district (Flur) and unit (Flurstueck) of the real estate and its size. The first section nominates the owner of the estate and the legal ground of his acquisition (purchase/ inheritance etc.). The second section shows all encumbrances in regard to the estate such as easements on the real estate or personal easements, heritable building rights, pledges or claims for recurrent payments or services, usufruct, priority notices, the owners limitations regarding the right to dispose of his title. The entries in the third section document if the real estate has been used before as a collateral security. These informations are important for any potential purchaser because irrespective of the individual who owns the property, each bailee of a lien on the real property is entitled to put the real estate onto auction in order to enforce his money claim.

The Purchase Contract and its notarisation

A purchase contract should provide stipulations at least about the following issues at least:

Name of the parties

Description of the purchase object

Conveyance of property/ Priority notice of conveyance (important because it blocks further entries in the land register)

Purchase price

Change of possession

Warranty

Costs of the purchase and their distribution

The purchase of real estate is subject to a mandatory notarial recording. Conversely to the legal situation in most other countries, unless the contract is notarized any agreement is invalid. Therefore, any purchaser should take care that the complete agreement he has made with the seller is presented to the notary (Notar) and included in the official deed. As the costs for the notary are usually born by the purchaser it is custom that the purchaser decides who shall effect the recording. It is the notary`s duty to convert the parties mutual agreement into an efficient and legally binding set of rules. As a specialised and impartial lawyer, he advises the parties from an independent point of view about rights and obligations arising of the purchase contract. Consequently, it is his main task to identify contractual loopholes and to prepare the draft. Moreover, notaries offer to take and keep the purchase price in a notary trust account until all conditions for a vested transcription are met (approval by the municipality, payment of the estate purchase taxes, entry of a priority notice in favour of the purchaser in the land register). As the costs for the notary are usually born by the purchaser it is custom that the purchaser decides who shall effect the recording. As the deed is established in German the notary would be obliged to call a sworn translator unless the parties waive this requirement and call someone who can translate for them.

During the notarization ceremony the notary reads the document out loudly to the parties before they sign the deed. Notaries have to explain the contract details to the parties if questions arise but they are prohibited to give advice in favour of one party. The notarization may take place in English or any other language if the notary is fluent. As purchase contracts may be complicated any purchaser should study the draft and join the notarization personally. However, each party may also can be represented by an authorised representative. After the notarization the notary manages the necessary entries in the land register. The transcription of title is accomplished after app. six months. However, the basic contractual obligations (payment, entry of priority notice, transfer of possession, benefits and the liability for public charges) are performed within one month since the notarial recording.

The notary fees and the fees of the Land Registry are accounted according a schedule as provided in the Fee Act (Kostenordnung). They usually add up to 1,5 % of the purchase price. The commission for estate agents usually amounts to 3 % plus VAT for both parties. The tax rate on the purchase of real estate is 3,5 %. In Berlin it is 4,5 %.

The purchase from a building developer

According to this contractual scheme, the purchaser obligates himself to buy a house or an apartment and effects payment ready at a time when the construction of the building has not been completed. Such contracts (Bautraegervertrag) usually stipulate a purchase of undeveloped real estate plus the obligation of the developer to construct a building on it. The predominant conflict of interest between the building developer and the purchaser concerns the time and mode of payment.

3 of the Agents-And-Building-Developers-Decree (Makler und Bautraeger Verordnung) defines the progress payment as the statutory mode of payment. Furthermore, the building developer is bound to several preconditions before he can claim any payments from the purchaser. Finally, 3 Sec. 2 of the Agents-And-Building-Developers-Act provides maximum percentage installments of the purchase price which the developer can claim upon the accomplishment of particular steps of the construction.
Thereby, the developer has not the right to receive any payments unless…

- a valid building agreement has been concluded,
- a priority notice of conveyance has been entered in the land registry (as a second step the transfer requires the entry of the purchaser in the land registry),
- the release of the property from previous encumbrances created by the contractor to obtain financing for the project has been assured. This is usually performed by obtaining a note of promise issued from the developer`s bank. As a condition for grating that note the bank demands that the purchase price is paid onto a particular account. Only upon receipt of the funds the bank has to clear the register. The law stipulates the particular requirements for such promise note. It shall also apply in case the building is not accomplished; instead of this the bank can reserve the right to pay the funds back, not more than the current value of the property)
- a building permission for the house has been granted and
- finally any right of the contractor to withdraw from the contract have ceased.

In spite of the granted promise note, there are substantial not covered risks in the event of the insolvency of the building developer because in that event the still outstanding purchase price is regularly not enough to complete the building. Furthermore, the purchaser can be liable to his bank for a prepayment penalty if the money is paid back by the bank that issued the promise note.

Instead of granting the fore mentioned measures for securing the purchaser claims the developer can also furnish a directly enforceable guarantee issued by a bank. The guarantee covers the total amount of claims for repayment of the purchaser funds.

The MaBV stipulates that the purchase price is paid in up to seven installments as stipulated in the contract which compound these elements:

- 30 % after the earth moving
- 28 % after completion of the structural including the carpenter work
- 5,6 % for the tiling of the roof and the fixing of the rainwater gutter
- 2,1 % for the preliminary installation of the heating system
- 2,1 % for the preliminary installation of the electric system
- 2,1 % for the preliminary installation of the sanitary facilities
- 7 % for the windows
- 4,2 % for the interior plaster
- 2,1 % for the floor pavement
- 2,8 % for the tiling in the sanitary rooms
- 8,4 % after the building is ready to move in and the possession is handed over to the purchaser
- 2,1 % for the work at the face of the building
- 3,5 after full completion

The finance of the purchase should be clear at the time when the contract is concluded. An insolvency of the purchaser at a later date has no effect on the performance of the contract because the mortgage has already been paid out..

Development of land under ones own responsibility – the Baugruppe as an alternative to the commercial building development

The Baugruppe is a partnership of convenience which targets at circumventing the commercial building developer. The partners are free to choose and plan their building concept. The savings which can be gained in comparison to the use of a professional building developer can amount to 20 % of the building costs.

A Baugruppe relies on harmony and communication among the partners and their willingness to compromise in problematic situations. At least one partner besides the architect should be able to account the costs arising in the building process. Since everything is subject to mutual consent of the group and has to be organized by the partners a lot of spare time has to be spent on the project. The partners should both have a common vision but also an estimation of what can be achieved realistically. The architect should be able to temper the building phantasy of the partners.

The Baugruppe is usually organized as a private partnership. The agreement provides the joint and several liabilities of the partners even in the event that one of them dies.

Conversely to the contract with a developer there are no fixed prices. The architect contract should therefor consider unforeseen costs for rising raw materials so a buffer of 10 % of the costs in the individual financial planning. A legal protection insurance is also advisable if rising costs have their origin in sloppy craftsmanship. For negotiations with the crafts enterprises, construction companies and so on a lawyer should be engaged right from the start. Insurance should be taken out in order to get protection against insolvencies of crafts and construction enterprises to which money has already been paid for the raw materials and against thefts and damages which may occur during the construction process.

Banks are generally skeptical to finance projects initiated by a Baugruppe. Mortgages and maybe even the pledging of salaries may serve as collaterals. In regard to obtain proper financing the adherence to ecological standards may make governmental subsidies available.

How To Succeed At Online Product Creation The Easy Way

Product creation could be a frightening subject for a lot of Internet marketers to face. Some folks who get in the game with the intention of making a full time income are completely ignorant as to how an online business operates. One of the most profitable ways to create online cash is by creating a product that others are happy to pay for.

Product creation is legitimate method of generating money through internet marketing but many entrepreneurs get it wrong. They start by imitating their Internet marketing gurus by creating information products on Internet marketing in hopes of getting rich the way their heroes did. The problem is that they usually don’t know what they are doing and enter a highly competitive niche with very little marketing experience or connections.

Here are a few tips for effective product creation that may help you get on the right track:
Start by finding a profitable niche with low to moderate competition. If you conduct some rudimentary market research and keyword research, you’ll find many opportunities in areas that will surprise you. Amazon and eBay are two great places to brainstorm for product ideas.

Developing Your Product does not have to be a difficult project. You can find experts in the right field for your niche and pay them to write the material while an artist designs the packaging and website or blog. You can outsource the entire product creation part of the project after you conduct the research and testing to ensure profitability.

Sales and marketing strategies should be created while developing the product and learning about the market. Some experienced marketers use pay per click to drive traffic to their offer page; some folks outsource the entire marketing campaign to affiliates through ClickBank or other affiliate programs.

Product creation does not need to be hard, particularly when the merchandise is electronic. E-books, videos, audio and multi-media products sell very well. They are distributed immediately to customers electronically. Once you have a good feel for a niche market, try to service your customers with associated products and upgrades. If you want to earn money online through product creation, you must understand supply and demand. The majority of new online marketers fail miserably because they go after highly competitive markets or forget to research their chosen niche properly. You have to create your products according to the needs, wants and desires of the prospective customers.